Approved loans: 1920818
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Credits to everyone!
  • Online loans from $100 000 to $10 000 000 pesos
  • Easy payment terms on your first loan
  • The best offers for you
  • You'll receive the money today
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100 000
10 000 000
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Applications submitted today: 2585

3 minutes ago:
Londoño, was made an application for 100 000 $
4 minutes ago:
Gaitán, was made an application for 100 000 $
4 minutes ago:
Rodríguez, was made an application for 100 000 $
Methods of receiving
After applying, you will be contacted to clarify the details of your loan. In some cases, this can take up to 15 minutes.

Please note that our employees never call and demand funds from customers. If someone calls you and asks for money, it's a scam!

Loan terms:

  • The minimum debt settlement period is 61 days, the maximum settlement period is 120 days.
  • The annual effective interest rate is up to 28.98% + VAT.
  • Interest varies by lender; the proposed interest will depend on your circumstances and credit history.
  • If you default on prolonged payments, the loan recipient's information will be sent to the credit bureau.
  • Specify the final terms and conditions when contacting the lender.

Requirements for the borrower:

  • A valid official ID, either INE, IFE, or passport
  • A valid national telephone number
  • Email address (to create an account on our platform)
  • Your own bank account in Colombia
  • Bank statement with monthly income and expenses

* Final loan terms depend on the current conditions of the partner organization.

Additional information:

About the service Consequences
«co.creditbot.info» Your best loan helper. We work with over 100 banks and financial organizations, offering the best loan offers. You no longer need to search for a lender. We'll do everything for you! We help people solve their financial problems every day, without waiting in lines or the stress of searching and processing to get one.
What happens if you don't pay for your loan?

If your loan is late or you default, the financial institution will record it with the Credit Bureau, where you'll receive a negative report for poor financial performance and a bad credit history.

We respect every client!

So far, I'm satisfied with the result. Everything was as I expected and as I'd seen from online reviews. It's easy and fast.

Manuel

Bogota

Excellent service and assistance, as well as speedy processing throughout the entire process. If I had to give a rating from 0 to 10, it would be a 12. Thank you so much for the service, attention, and speed.

Margarita

Medellin

The experience of uploading your banking information is very simple! And thanks to having a real view of my creditworthiness, they gave me 5.99%! It's not the 2.99% they advertise, but it's still better than others!

Jose Luis

Cali
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About the service

Service creditnice.co provides services for selecting the best option for obtaining loan funds. We cooperate with organizations that offer various conditions for receiving funds throughout Colombia. We are constantly working on the expansion of partner companies. Therefore by filling out an application on our resource you will receive favorable conditions for receiving funds! Subsequently, the bank or financial institution may request additional documents. The application is filled out only in person!

Consequences of non-payment of loan funds.

In the case of non-repayment of the credit amount or the amount of interest for the use of credit funds within the stipulated period the creditor will be forced to charge a penalty for late payment. Most creditors make concessions and give 3 additional working days for payment. They are provided in case, for example, if the bank transfer took longer time than usual. However, if you do not receive any response for a long time, a late payment penalty will be charged at an average of 0.10% of the original amount for loan, 0.03% of the outstanding amount on average for consumer credits and credit cards .

If you do not comply with the conditions for repayment of credits and loans, your data may be transferred to the register of debtors or the credit bureau, which will negatively affect on your credit history and creditworthiness rating. The debt may be referred to a collection agency for debt collection. If a delay is allowed, the further extension of the loan is impossible.

The creditor will promptly inform you about all payment deadlines by SMS or e-mail. We recommend you to make the payment on the same day you receive these reminders. By repaying debts on time, you build a good credit history, which increases your credit rating and the chances of getting a credit on more favorable terms in the future.

The example of loan calculation

If you took a loan in the amount of $300 000 for 3 months with an interest rate of 4.5% per month, then after the end of the loan term, the overpayment will amount to $40 500. It turns out that you return 340 500. Below are the calculations of interest accrued for further independent calculation of the loan repayment amount [with interest] to users of the average service. The amount is $300 000, the interest rate per month is 4.5%, and the loan term is 3 months. 4.5 [%] * 3 [months] = 13.5% for 3 months [13.5% * $300 000 [loan amount]] / 100% = $40 500 [amount of accrued interest] $300 000 + $40 500 = $340 500 is the amount of money needed to be repaid in 3 months.

In case of violation of the terms, the penalty amount is 0.10% of the overdue amount per day, but not more than 10% of the loan amount. In сase of a long delay in repayment, the information will be transferred to the credit bureau. The loan may be extended if the lender is informed in a timely manner [before the loan repayment date] and interest for the initial loan term is paid. There are no additional fees for loan extensions.

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